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The Bank reserves the right not to permit international Transactions as much as full restrict assigned for SAARC nations & Myanmar and Non-SAARC countries in order that the Limits usually are not exceeded in the occasion of exchange fee fluctuations or any unauthorized transactions. The Card isn't transferrable and its usage is topic to the terms talked about herein and any extra circumstances stipulated by BRAC Bank Limited from time to time. The Cardholder on no account in any way will enable the Card and/or PIN and/or CVC/CVV and/or OTP to be used by any other particular person. The Cardholder could not pledge the Card as Security for any function in any way. BRAC Bank Limited reserves the best to ascertain the credit score worthiness of the Applicant time to time by obtaining credit score bureau report and such different reports as it could deem necessary and decline to problem a Card to any Applicant at its sole discretion.
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The Supplementary Cardholder must be of 18 years of age or over. The problem of the Supplementary Card shall be topic to such Terms and Conditions, which the Bank could deem necessary. The cost by the Cardholder of any sum to the Bank in respect of any Statement of Account shall constitute binding and conclusive evidence of the acceptance by the Cardholder of the entries proven on that Statement of Account.
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Maximum 95% of the endorsed Travel Quota restrict can be utilized by the cardholder for worldwide transactions and the remaining 5% might be reserved for any sort of potential TQ breach. Use of the cardboard outdoors Bangladesh without proper endorsement will make the cardholder liable for instant cancellation and some other acceptable motion in accordance with the legislation. The cardholder may even be liable to clear all of the outstanding with out prejudice to any proper, remedy or motion towards him/her, by the Bangladesh Bank, the financial institution or any regulatory agency. Gambling management fee you must have used that method for deposits before, there are some exceptions that will be additional defined.
The cardholder and/or his estate will be answerable for repaying in full any outstanding balances on the cardboard account and shall keep the Bank indemnified for all costs and bills incurred in recovering such excellent balances. All Cardholders shall be billed on a monthly basis for all Charges incurred by the use of Card and for all expenses applicable to the Card Account. BRAC Bank shall endeavor that no delay is caused in sending the Statement to the Cardholder. However, there could additionally be no assertion generated for the period in which there was no excellent due and no transaction on the Card Account within the previous month. The facility of a Supplementary Card, is a particular facility at such fee/rate as may be stipulated by BRAC Bank from time to time. All entries in the Statement of Account shall be presumed right unless the Cardholder disputes such entries inside 30 days from the Statement of Account and proves such entry to be incorrect.
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E. Charges in Foreign Currency In respect of Cards other than internationally valid Cards, BRAC Bank won't be certain to take cognizance of, and gained't be liable in any method in any respect in respect of any charges which are incurred in overseas forex. Without prejudice to the aforesaid, any payment of such Charges made by BRAC Bank might be with full recourse to the Cardholder, and received't be thought of as absolving the Cardholder of any legal responsibility in relation to incurring of such expenses or funds thereof by BRAC Bank. BRAC Bank shall be fully indemnified and held innocent against all penalties of such payments, by the Cardholder. A delayed or amended charge shall be processed to the Card Account inside 90 calendar days of the transaction date of the related transaction.
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Use of the Card at any ATM of the Bank or another bank or institution with whom the Bank has an Agreement for the use of the ATM of the mentioned financial institution or institution in which case advance will be additional topic to the relevant daily withdrawal restrict of the ATM. BRAC Bank Limited reserves the absolute discretion and liberty to decline or honor the authorization requests on the Card without assigning any purpose. In certain instances, topic to its sole discretion, BRAC Bank Limited could require the Cardholder to contact the Bank's 24-hour Call Center to authenticate the transaction earlier than approving it and charging it to the Card Account. "Terms and Conditions" means the phrases and circumstances set out herein and/or as may be stipulated by BRAC Bank Limited from time to time, as amended. "Cash Advance" means any quantity obtained by the use of the Card, the Card quantity or the PIN or in any manner licensed by the Cardholder from the Bank or some other financial institution or financial institution for debit to the Card Account. "Card" means the Credit Card issued by the BRAC Bank Limited on the idea of utility made by the Cardholder under the name of VISA, MasterCard or JCB and also contains Primary, Supplementary/Additional and Replacement/Re-issued Cards.