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From time to time, Bank might monitor and/or record phone calls between the Cardholder and Bank to assure the standard of its customer service or as required by relevant legislation. All cards, which wouldn't have any funds pending for over a month or extra, might be renewed mechanically. In case the Cardholder does not want his/her Card to be renewed or any Supplementary Card to be renewed, a written intimation must be sent to the Bank two months upfront. Intimation despatched earlier than two months or less than 30 days earlier than the expiry can't be accepted. The Bank may also provide details about the Cardholder and the conduct of his/her accounts to any extra cardholder or to some other person/body to whom the Bank transfers its rights and obligations underneath this agreement.

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